The day started like any other workin day..it was almost 7 30 and still i was under my bed sheet ..now i had 15 mnts before the bus leaves frm kothamangalam stand..i ve gone to class at 9 waking up at 8 55..so it was no big thing..  it was alredy 9 45 wen i managed to reach kaloor.       office was at its full fledge and today i had this visit to a hospital in fort kochi..Josphine was admitted three days back and had applied for cashless claim ..it was the second month of her policy and the claiming amount was too high .so head office triggered an enqiury to collect the papers and verify the genuinity of the case...it has been a month since i joined ifd ..investigation and fraud detection cell in my insurance company and yet hadnt detected any fraud till date...every day i view the daily report from different branches across india and find out that frauds are being detected on daily basis ...incentives were pouring up on to ifd executives in other branches and ...to make it worse i got a mail from HR asking about my pendin cases to visit....that means i am on watch list...so my manager wanted to save me from this and put forward this case..she was admitted for fever and in any case the bill of 5000 in three days was high so this is it..bingo..pull this and send back my first fraud detection to HO..and that could take some heat off...
             kaloor stadium pointil ninnu standileku maximum oru 1 km kanum.. ravile pakshe busil ee dooram povan 20 mnt vare edukkum..atra thirakanu..fort kochiyileku volvo noki ninnu kore neram........ evda avasyam ullapo alenkilum onnum kanillao athu kondu kochide swantham red busil thanne keri..traffic blok nu paranja ithanu block..north paalam keran 30 mnt banerji  roadil 10 mnt ..nalla veyil....potti polinja road njan aake viyarthu kulichu..m mukundan pandu delhiye pati ezhutiyathanu orma vannathu..".aalukal bussileku keran odunu parukku paati chilar nilathu veezhunu baaki ullavar avare chavuti munnotu kuthikunu...delhi jeevi kunnathu ee busu kalilanu."....kochi pakshe jeevikunnathu ee traffic block kalilaanu...kochi karude jeevitham ravile thudangunathum vaikuneram theerunathum ee traffic block il thanneyanu ...audiyum volvoyum auto rikshayum bmw yum cyclum busm muthal kuthichu payan thayyarayi nilkuna bikukal vare ore manasayi orumichu kaathu nilkunnu...hhaah communist keralatthile bharana mikavu thanne yanu ee samatwathinu kaaranam....fly over onnum ee adutha kkaalathu varan sadyatha illathathu kondu kochiyile roadukalil ee socialism ennum pratteksikam...oru pakshe e blockukal nammude thiraku pidichu paayuna jeevithate pidichu nirthukayale cheyyunathu...smooth straight road m 140 km express high wayum vanna pinne arenkilum thammil thammil kanuo..ithipo ellarum nirthi chuutum nokum chilar chirikum....aadambara carukal potti polinja transport businodu chernu kidakkunu.hahah i love traffic blok ..kochiyude jeevitham ivide thanne yanu mg roadilum banerjee roadilum eppoulum undavunna e blockukalil....owow im drifting away ale...
               fort kochi ethrayi ..marangal thanutha kaatu mens wear kadakal  raskaramaya samsaram...serikum kochi yatharthatil ethanu fort kochi ..pandu muthale evde thanne thamasikunna ever matrame kochikar enna perinu arharayitullu  ...renjini haridasinte...ernakulammm....townl ulla aalukalelam avideku chekeriyavaranu..keralathinte pala sthalangalil ninnu ..ente seatil aduthiruna fort  kochi karan linson parayana pole  "  ee scenil pandu numma matre undayirunulle  kochinu vecha ..marine drivem oberonum mataranu na eella thintem vicharam...pakshenkil fort kochi aanu serikum kochi...alle buddy.."hahaah  bandham paranju vanna njanum oru fort kochi karananu achante kudumba veedu mattancheriyil aanu..janichatum valarnathum kannur aayirunuvenkilum edakidaku ariyathe e fort kochi slang keri varum varthanathil......de pinnem karyathinu poyi le athanu...adangu machane numma angadu thaananu ponathu.... bus pandaram ethande.....enthey bore adikunna ...pani kituta...
        angane hospital ethi..eni english hospitalil keriya pinne namma englishe parayu .."excuse me madam ...i am Dr hari sankar from md india tpa services ..can talk to ur insurance cordinator please...haha enthale aa chechi onnu njeti nu thonunu enthayalum ennodu avde irikan paranju...josephine eniku ee kutiiye kaananam ..
njangalude investigation report formum pidichu kondu njan liftileku nadanu..room number 807 8 th floor...lift work cheyyunilla ettu nilayum nadanu keri..ee case mati thalkaalam pidichu nilkan.... head officil ninnu kurachu naalatheku salyamundavilla ...pinne josephine christian..alle onnum nokanda reject cheythekam.....i know it sounds oppresive  but after my ex lovers father told that not being a christian was the reason why he will never let her marry me..i was not found of christians..it became worse when he started talking about money ...makalude oru maasa chilavinu ayal chilaviduna paisayude kanaku koodi enni paranjapo njan aake veruthu poyi...aayalodulla deshyamanu motham christiansinem angane kaanan enne preripichatu...im not being racist it was just a paasing phase...so i was standin before room number 807..as i opened i found a lady in blue dress ..blue shirt and black pants  officil uniform of the hospital..and i asked  for josephine..she pointed to the bed..
kashtichu randu vayasu matram prayam varunna oru cheriya kutti...avalude kunju kaikalil iv needle ketiyitundu..aval urangukayanu...ente kayyilulla form njan fill cheyyan thudangi...a uniform itta chechiyude makalanu ee kuti..pulli kari avde staff anu ..athu kodu corperate policy ayi one lakh nu insure cheyttitundavm...i glanced down the ipd papers  anti biotics vare ezhutitundu...randu sheet niraye marunukal  aa case sheetinte atre valippame ullu aa kuttiku ...
"claim kittule sire"
"athu vicharichu matra avaru paranjapo pinne njan sammatichatu bayankara vaadakaya sire ivde"
"oru maasathe sambalam thikayoola 5 divasathe vaadaka "
njan entha parayandathu ennariyathe niinu....
 clear case of mal practise...1000 rs nte ac room athum pani pidicha kuttiku..ac  off cheytitundu ennalum rent kodkanam...oru paadu marunukal..blood test .op basis treat ment nadathavunathe ullu..sum insured one lakh ayathu kondu 1000 room rent 1prcnt kitumenu hospitalinu ariyam..pine active line of tratment undu iv infusions nadathunu..
ravile head offecil ninnu vanna mail nte copy kayyil undu...ithu niyama prakaram report cheytha incentive undu...insurance laws state that money should be given to the needy.insurance companyude niyamangal ...multi specility hosptalinodulla deshaym..enne liftil ketandu eetu nila nadthichatinte deshyam vere .ithonnum poranjitu christyanim...ellam fill cheytu njan avdunu irangi officel ethi...last cloumn matre ullu fill cheyyan..
              investigators opinion...genuine malpractise abuse fraud...adyathe allathe ethu tic cheythalum claim reject avm..eee niyamngalkaum serikalkum thetukalkum appurathu..jathiyudeyum swakarya vairagayangaludeym mukalil nammalokke manushyan maralle....
case verifeid,,,, genuine...njan report submit cheythu..
..mandatharamanu kanichatu ennu enikariyam..nalem hr mail varum..ithu pole oru simple case kitinu varila.....chilapo njan oru kannur karanayathu kondavm  allel njan oeru fort kochi karanayathu kondavum....alenki chilapo iniyum oru ernakulam karanavan  pattathu kondavum..........hahaha.

i love my job..and this city tooo...hahha no offence christians toooo...let take my leave....harisankar signing offf